Thursday, April 19, 2012

limits on ATMs at CDG

Does anyone know the approximate limits on the amount of Euros we can withdraw from an ATM at CDG? I was hoping to take out a larger amount to minimize my own bank%26#39;s fees during our trip but thought since the airport ATMs are heavily used that they might not allow more than a few hundred Euros at the time.




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To my knowledge there is no specific French limit to ATM withdrawals. These limits usually are set by the bank upon which money is drawn. Depending upon where you are from, expect to be limited to approximately 300€ to 400€ for each calendar day as determined by the time zone in which your bank is located.




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It is my understanding that different ATM machines have different withdrawal limits as well as the limits set by your bank.




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I withdrew €800 (slightly under my daily limit of $1200) from an HSBC ATM at CDG two weeks ago. I%26#39;m reasonably sure that the limits are those set by your bank.




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I think there also are limits set by the ATM owner (in part, so they have some predictability as to how often they need to refill the machine). Usually, however, that limit seems to be higher than ones set by one%26#39;s own bank. Also, that%26#39;s going to be a per-withdrawal limit, whereas your own bank%26#39;s limit is going to be per-day.




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Thanks for the posts! We%26#39;ve got a $1500 limit and sounds like I can get what I need initially. I really hate having to go to ATMs all the time and worrying about who is watching you take money out.




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I think Berkeley_travelers is right... it%26#39;s what YOUR own limit is and/or what the limit is on the machine you are using.





You can increase your own card%26#39;s limit before leaving. You can then do more than one transaction with the same machine if, for example, the machine limit is 300E and you want 600. I have done this in France, in Greece and back in Canada also.





Worst case, you can always use another machine down the street it you need more.





Rob




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UGApeach - I don%26#39;t disagree, but 1000+ euros is a lot of money to walk around with if you%26#39;re saying you might take out your full daily permitted withdrawal amount at one time (especially, it would be a lot to lose if something went wrong!) I would suggest taking out daily, only as much as you think you will need for that day (yes, there likely will be a small per-withdrawal fee from your bank, but I would say it%26#39;s worth it). It sounds like you have not been there before, so let me be the first (probably of many) to assure you that in central Paris there are ATMs literally everywhere (many, many bank branches). You will never be very far from a source of cash.





Be aware, so you%26#39;re not unduly alarmed - Europeans don%26#39;t have quite the same sense of personal space we do about ATMs so it may feel people waiting in line are %26quot;too close%26quot; while you are entering codes etc. I deal with that by just shielding the keypad (which basically is what they do, and expect others to do).




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Hi Berkeley: Believe me, I know that I don%26#39;t need to be walking around with a large amount of money! I have been to Paris before but came from another EU country and had euros already. I don%26#39;t know for a fact that I will take out %26quot;my limit%26quot; but my husband and I have had issues in the past with some ATMs not accepting our card or being out of funds. I spent precious time in Florence once trying to find an ATM that would take my interlink ATM card. Also, I hate to admit but my first jetlagged day in Europe several years ago, I had my wallet stolen-twice-in Madrid(not enough time to explain that one but I did feel pretty smug making a pickpocket give back my wallet only to be a victim later the same day!). I%26#39;ve learned my lesson and I%26#39;m very concerned about my safety and how to secure my money and I use the %26quot;hide my typing%26quot; trick. I know what you mean about our American sense of space. Just walking down a sidewalk can be a tight squeeze sometimes! I appreciate your concern but my husband works for a French company and travels to Paris several times a year. This is the first time he didn%26#39;t bring home euros and we%26#39;ll need funds once we land. We%26#39;ll have bags with locks and other means we use to distribute our money around. We mix up our credit cards also just in case. You can never be too safe and I%26#39;d rather take money out at the airport where a ladies room is closeby for hiding/securing the money while I%26#39;m tired and jetlagged. Once I%26#39;m rested and more familiar with my surroundings, a city ATM is just fine!




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In general, the amount of money you can withdraw in one transaction is set by the bank that owns the ATM. The amount you can withdraw in one day (perhaps in more than one withdrawal) is set by your bank.





If you are from outside Europe, don%26#39;t forget that the time difference means that your bank%26#39;s %26quot;day%26quot; is not the same as your day.




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%26lt;%26lt;I spent precious time in Florence once trying to find an ATM that would take my interlink ATM card.%26gt;%26gt;





ATMs are ubiquitous in France. Even the post office (virtually all of them) have an ATM available for cash withdrawals.





%26lt;%26lt;the amount of money you can withdraw in one transaction is set by the bank that owns the ATM.%26gt;%26gt;





sydneynick - While I have found this to be true in other countries, I have never heard of a limit on withdrawals at a French ATM which were more restrictive that those of the card holders bank. Is this your opinion or do you have some reference upon which to base such a statement?

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